SBI YONO App: Download, Register, Transfer & Withdraw

SBI YONO App: Download, Register, Link Credit Card, Transfer & Withdraw Money

What is SBI YONO?

YONO (You Only Need One) is a digital banking platform by State Bank of India. It provides a one-stop solution for:

  • Banking services (fund transfers, balance checks, deposits)

  • Booking tickets (IRCTC, flights, movies)

  • Online shopping, recharges, and utility payments

  • Investment options like mutual funds, SIPs

SBI YONO App Information

SBI YONO App Download & Installation

Android: Download from Google Play Store

iOS: Download from App Store

After installation, proceed with registration.

How to Register in SBI YONO App?

Option 1: Using Internet Banking Credentials

  1. Open the app > Select "Register"

  2. Enter SBI Internet Banking User ID and Password

  3. Accept the terms and conditions

  4. Choose a 6-digit MPIN

  5. Enter OTP sent to registered mobile number

Option 2: Using Debit Card Details

  1. Enter ATM card number and PIN

  2. Follow the on-screen steps and complete with OTP verification

🔗 Read the full step-by-step guide here: YONO App Registration Guide

SBI YONO App Features

  • Balance check, fund transfer, and mini statements

  • Apply for personal loans (pre-approved up to ₹5 lakhs)

  • Overdraft facility against FD

  • Expense tracking and analysis

  • Manage credit cards, insurance, mutual funds

  • Shop online, book travel and movie tickets

  • Request a cheque book, block ATM card, and more

Also read: SBI HRMS Login Guide | Download SBI Salary Slip

How to Link SBI Credit Card with YONO App

  1. Login to YONO App > Go to Credit Card section

  2. Tap Link SBI Credit Card

  3. Enter user credentials and verify with OTP

  4. Your credit card will be linked

How to Open SBI Account Using YONO App

  1. Login > Tap Open New Digital Account

  2. Choose: Digital Savings or Insta Savings Account

  3. Tap Apply Now

  4. Enter details: PAN, Aadhaar, mobile, email

  5. Accept T&Cs and Submit

How to Transfer Money Using SBI YONO

  1. Login > Go to Fund Transfer

  2. Select beneficiary or add new one

  3. Enter amount and authenticate with MPIN

  4. Get confirmation after successful transfer

In case Forgot your SBI YONO Password - How to Reset YONO SBI Password

How to Withdraw Money from ATM Using YONO

  1. Login > Select YONO Pay > YONO Cash

  2. Enter withdrawal amount

  3. Receive 6-digit reference code via SMS

  4. Visit SBI ATM > Select YONO Cash Withdrawal

  5. Enter code and MPIN > Collect cash

YONO SBI Lite App Overview

  • Lightweight version of YONO app

  • Supports English and Hindi

  • 4-digit MPIN for secure access

  • Voice command support

  • Features: balance inquiry, mini statement, recharge, bill pay

YONO Lite Registration

Android:

  1. Download > Select SIM linked with SBI

  2. App sends validation SMS

  3. Enter username & password > Register

  4. Enter the activation code sent to your phone

iOS:

  1. Download > App sends SMS for validation

  2. Enter username & password > Register

  3. Accept T&Cs > Enter activation code

Frequently Asked Questions (FAQs)

Q1: Is the SBI YONO app safe to use?
Yes, it follows advanced encryption and SBI’s security protocols.

Q2: Can I use YONO without internet banking?
Yes, use your ATM card to register.

Q3: What’s the difference between YONO SBI and YONO Lite?
YONO SBI is full-service; Lite is basic and faster for regular banking.

Q4: Is there any fee for using YONO?
No, it is free for all SBI customers.

Q5: What’s the YONO Cash withdrawal limit?
Up to ₹20,000 per day without a card.

For official info, visit the Official SBI YONO Portal.

Tags: SBI YONO